Rental Credit Scoring
A transparent 300 – 900 score for both tenants and landlords. Same inputs always produce the same score — no black box, no surprises.
Sample profiles
Real numbers from the same engine — three tenants and three landlords.
Tenants
4 years at last flat, spotless on-time record, quiet lifestyle.
Variable income, a couple of late payments, social lifestyle.
Limited rental history, one prior eviction, no landlord reference.
Landlords
10 yrs experience, Lalpurja verified, families & pets welcome, yearly leases.
Semi-furnished mid-tier flat, prefers families, no bachelors or pets.
No Lalpurja proof yet, two prior evictions, unfurnished single room.
Tenant scoring factors
- Rent Payment History30%
Tenure at previous address, on-time payment ratio, eviction record.
- Income Stability20%
Income-to-rent ratio (4× rent = perfect) and reliability of income source.
- Criminal Background15%
Clean record scores full marks; disclosed records reduce sharply.
- Identity Verification10%
Government ID + live-scan match score.
- References & Conduct10%
Previous-landlord reference and good-neighbor rating.
- Lifestyle Disclosure10%
Smoking, heavy drinking, drug use, parties, music loudness.
- Lease Commitment5%
Willingness to commit and intended length of stay.
Landlord scoring factors
- Property Legitimacy & Lalpurja25%
Legal ownership, Lalpurja proof, years as a landlord.
- Property Quality20%
Furnishing level, parking, bedrooms, bathrooms.
- Fairness & Flexibility20%
Pets, families, bachelors, lease length, healthy home rules.
- Identity Verification15%
Government ID + live-scan match score.
- Track Record with Tenants10%
Total tenants vs. eviction rate.
- Lease & Penalty Commitment10%
Commits to written break-penalty terms.
Try it yourself
Adjust the inputs and watch your score update live.